Privacy policy
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Privacy Policy for Morris T. Tucker Agency
Effective Date: 11/11/21
At Morris T. Tucker Agency, we are committed to protecting your privacy and ensuring that your personal and business information is handled securely and responsibly. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website, engage with our services, or otherwise interact with us.
1. Information We Collect
We collect certain information necessary to provide you with the best insurance services. The types of information we may collect include:
Personal Information: Name, address, phone number, email, driver’s license, date of birth, and other identifying information.
Business Information: Company name, business address, federal employer identification number (FEIN), number of vehicles, driving records, and other details relevant to your trucking insurance needs.
Financial Information: Payment information and banking details used for processing premium payments and claims.
Technical Information: IP address, browser type, device type, and browsing data collected when you visit our website.
2. How We Use Your Information
We use the information we collect for various purposes, including:
To provide, maintain, and improve our insurance services
To process insurance applications, renewals, and claims
To verify your identity and assess your insurance needs
To communicate with you regarding your policies, coverage, claims, or other inquiries
To fulfill regulatory requirements and ensure compliance with applicable laws
For internal analysis, auditing, and reporting
3. Sharing Your Information
We understand the importance of keeping your information private and only share it under specific circumstances, including:
With Insurance Providers and Partners: To provide you with quotes, coverage, and claim support, we may share necessary information with our insurance partners and carriers.
With Service Providers: We may share data with third-party providers who assist us in business operations, including IT support, payment processing, and analytics, who are obligated to handle your information securely.
For Legal Requirements: When required by law or in response to valid requests by public authorities, including for law enforcement or national security purposes.
In Business Transactions: If Morris T. Tucker Agency undergoes a merger, acquisition, or asset sale, your information may be transferred as part of the transaction.
4. Data Security
We take your data security seriously and employ various measures to protect it, including:
Encryption of sensitive data during transmission
Secure data storage and access protocols
Regular monitoring of systems for vulnerabilities and breaches
Access controls to limit data access to authorized personnel only
While we strive to protect your personal information, please understand that no security measure is entirely infallible. However, we continuously update our practices to enhance data security.
5. Your Privacy Rights
Depending on your location and applicable laws, you may have rights over your personal data, including:
Access: You may request a copy of the personal information we hold about you.
Correction: If your information is inaccurate or incomplete, you have the right to request corrections.
Deletion: You may request the deletion of your information under certain circumstances.
Data Portability: You may request to receive your data in a structured, commonly used format.
Objection: You may object to the processing of your personal data for direct marketing or other reasons.
To exercise any of these rights, please contact us using the information in the “Contact Us” section below.
6. Third-Party Websites
Our website may contain links to other websites. This Privacy Policy only applies to Morris T. Tucker Agency's website and services. We are not responsible for the content, privacy policies, or practices of any third-party sites.
7. Children’s Privacy
Our services are intended for adults, and we do not knowingly collect information from children under the age of 13. If you believe we have inadvertently collected such information, please contact us to delete it.
8. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices or relevant laws. We will notify you of significant changes by posting the updated policy on our website and updating the effective date.